False Information About IRS Liens On Homes-from our MIBOR.

It doesn't matter if your support or despise ObamaCare, this article shows the ACA effects on Real Estate.  

This is from our board of Realtors...MIBOR...False Information About IRS Liens On Homes

"Recently, there has been a new Affordable Care Act (ACA)-related item that is making the rounds on Facebook/email forwards about which you may receive questions. The posting being circulated claims that the IRS can attach a lien to a home if the owner fails to comply with the health reform individual mandate. The posting is wrong. The IRS cannot attach a lien. 

Q. I am seeing rumors on Facebook that if people opt out of buying health insurance and don't pay the penalty for not having it, the Internal Revenue Service will be able to put a lien on their home. Is it true? Could they end up facing this type of penalty?

A. It's not true. Starting next year, most people will have to have health insurance or face a penalty of $95 or 1 percent of family income, whichever is greater. The penalty increases gradually to $695 or 2.5 percent of income in 2016.

The penalty will be treated like income tax due, says Mark Luscombe, principal federal tax analyst at CCH, a tax and business information publisher. 

Normally the IRS can garnish wages and file liens and levies to collect unpaid income taxes, but the health care law specifically prohibits those activities if people don’t pay the penalty for not having insurance, says Luscombe.

So if someone doesn't pay the penalty, "all the IRS can do is offset the refund," he says."


What this article shows, but to me slides over...$95 or 1% of family income...to me that means, if your family brings in $60k...would that be $600??? Let's say you are at the same income in 2016...is that not going to cost you $1500? So, the term gradually...that is 150% if I did my math right. Now, maybe this has another asterisk as maybe there is a cap...the ACA is 1,000's of pages of which most politicians didn't even read before they passed it...of course we all know you should pass it before you understand it. Now, to correlate that with our world. What if Realtors(R) told our clients you should buy the house, then inspect it...doesn't make sense does it?  Well, thought this was worth posting today. Thanks to MIBOR for the content to write about.
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Government Shutdown

Check out this quick video by Chris Minor on the Government shutdown, and how it will impact the real estate market in the short term, and what to expect the long term ramifications will be.
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Search for Bank Homes for sale in Hamilton County


FOR SALE Bank Home Westfield

So, if you are looking to buy a really nice property, such as the one in this photo in Westfield Indiana, which is in Hamilton County Indiana. You can get a great deal. For instance, you can buy this house, that has almost 7,000 square feet for just under $600,000!

That's a steal, and if you are looking to buy a bank home in Hamilton County for sale, you can just shoot us a message. This home is listed By RE/MAX Ability Plus, and we are happy to help our friends at RM out, and if you would like to see any other Hamilton County Bank Homes, no matter who has the listing, we are happy to show it to you.
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Carmel Real Estate

Looking to buy a home in Carmel IN? Carmel Indiana homes for sale can be found in one great location. Carmel Real Estate is some of the most desirable real estate in the county, and you can search all the homes for sale in Carmel Indiana in one place. The Vearus Group is  your local Carmel Realtor, and they are here to assist you in buying and selling your next home in Carmel IN. Carmel Real Estate can be some of the best property that you buy in your life, so why not use a professional real estate agent that is trained in the area that you will be investing in? So, go ahead and search all the home for sale and Carmel Real Estate for sale in one place, on your mobile optimized website from The Vearus Group. 
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Greenwood HUD homes for sale

Greenwood HUD homes for sale, in Greenwood Indiana.

Are you looking to buy a good deal in Greenwood Indiana? Are you looking to buy a HUD home? Have you thought about one of Indiana's larger communities? Greenwood Indiana is located just south of Indianapolis and to the East a little bit.

HUD homes can be one of the most affordable property to purchase. You can even get some with a $100 down payment. HUD homes in Greenwood can be one of the best ways to buy a house if you are on a budget. You will need to be cautious not to get one that needs more work than you can feasibly fix.

Greenwood HUD homes for sale will require that you hire a HUD approved real estate broker to help you purchase. If you need a HUD approved real estate agent to help you buy a Greenwood Indiana HUD home, then you need a Realtor from The Vearus Group. We are the local HUD broker who will treat you like you deserve. 
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9761 N 125 W., FORTVILLE, IN 46040

9761 N 125 W., FORTVILLE, IN 46040

Listing Number: 21209156


Listed By: Diamond Group Realty





HUD HOME, SOLD IN "AS-IS" CONDITION (CASE # 151-945897) 3BR, 2BA, RANCH HOME ON 1-ACRE! PROPERTY FEATURES A GREAT RM, DINING RM, LAUNDRY RM, STORAGE RM 5-GARAGE SPACES!!! DON'T WAIT, THIS ONE WON'T LAST LONG!!! ALL INFORMATION DEEMED RELIABLE BUT NOT GUARANTEED. (Equal Housing Opportunity)

Property Features

  • Exterior Amenities :DrvAsphalt
  • Area :3001-Hancock - Vernon
  • Basement :No
  • Bath Areas :2.0
  • Full Baths Main :2
  • Bedroom 2 Floors :Carpeting
  • Bedroom 2 Window Treatments :No
  • Bedroom 3 Floors :Carpeting
  • Bedroom 3 Window Treatments :No
  • Cool :CentrlElec
  • Directions :East on 1000N from Maple St., Right(South) on 125W Follow to home on Left.
  • Garage :Yes
  • Fuel :Gas
  • Heat :ForcedAir
  • Inspection Warranties :Not Applicable
  • Lot Information :TreeMature
  • Lot Size :1.01
  • Eating Area :BrkfstBar,FormalDR
  • Dining Room Floors :Carpeting
  • Dining Room Window Treatments :No
  • Great Room Floors :Carpeting
  • Great Room Window Treatments :No
  • Kitchen Floors :Vinyl
  • Kitchen Window Treatments :No
  • Master Bedroom Floors :Carpeting
  • Master Bedroom Window Treatmen :No
  • Optional Room 1 :LaundryRm
  • Optional Room 1 Floors :Vinyl
  • Optional Rm 1 Window Treatmnts :No
  • Optional Room 2 :BonusRoom
  • Optional Room 2 Floors :Vinyl
  • Optional Rm 2 Window Treatmnts :No
  • Num Of Rooms :8
  • Solid Waste :No
  • Main SqFt :1568
  • SqFt Main Upper :1568
  • Optional Level Below Grade :No Basement
  • Township :Vernon
  • Water Heater :Gas
  • Utility Prim Water Source :PrivWell
  • Appliances :Dishwasher,GrbgDispsl,RangeHdFan
  • Equipment :Not Applicable
  • Master Bedroom Description :FTub w/Shr
  • Total Baths :2
  • Foundation :CrawlBlock
  • Interior :AtticAcces
  • Exterior :Aluminum
  • Lifestyles :Detached
  • Areas Interior :GreatRoom,LaundryRm
  • Porch :DeckMain,PorchCovrd
  • New Construction :Resale/Previously Occupied
  • ADOM :57
  • LADOM :29
  • Disclosures :HUD-Owned
  • Disclosure Other :As-Is,SpecAddndm

Rooms

Dimension

Description

Second Bedroom(12 X 11)N/A
Third Bedroom(12 X 10)N/A
Dining Room(12 X 8)N/A
Great Room(28 X 12)N/A
Kitchen(14 X 8)N/A
Master Bedroom(16 X 13)N/A
Optional Room 1(8 X 6)N/A
Optional Room 2(12 X 5)N/A
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Buy a home in Fishers with a pool!

Looking to buy a home in Fishers with a pool?

Well, we have the search done for you! If you are looking to purchase a home and you are looking to buy in Fishers Indiana with a pool, then you have come to the right place. Pools can be expensive to maintain, but the benefits far out weight the cost, in my opinion.  Please look at the links below to choose which category you are most interested in.

Homes for sale in Fishers with a pool.

This is the most general search done to give you an idea of what is available in Fishers with pools.

Homes from $200,000 to $300,000 in Fishers with a pool. 

Are you looking to buy a home in the $200,000-$300,000 range that has a pool? Then you can click the above link for the latest listings in Fishers Indiana.

Homes from $300,000 to $400,000 in Fishers with a pool.

Are you looking to buy a home in the $300,000 to $400,000 range with a pool? This link will direct you to a list of homes in Fishers that have pools.

Last but certainly not least. Let's take a look at the available homes priced from $500,000 to $1,000,000 in Fishers that have a pool.

Homes from $500,000 to $1,000,000 in Fishers with a pool.

Some homes you will find have a neighborhood pool, some you will find have a private pool in your back yard. Depending on the amount of work you would like to put into the enjoyment of a pool, you may choose to have a neighborhood pool so you can just relax. If you have any questions, or would like  more information on pools in Fishers, please don't hesitate to ask. 
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11943 MEADOW LN, Indianapolis, IN 46236

11943 MEADOW LN,  Indianapolis, IN 46236

Listing Number : 21216495

Listed by: The Vearus Group

Oaklandon 3-bedroom brick ranch!! The interior of this house really is as beautiful as the pictures show, and the best part is, the work is already done. The homeowners are being re-located to California and are willing to let this house go for less than it is worth. Don't miss out on this incredibly opportunity to live in a solid renovated home across the street from Oaklandon Elementary School in a mature, established, quite and peaceful neighborhood!



Property Features

  • Area :4904-Marion - Lawrence
  • Basement :No
  • Bath Areas :2.0
  • Full Baths Main :1
  • Half Baths Main :1
  • Bedroom 2 Floors :Hardwood
  • Bedroom 2 Window Treatments :Yes
  • Bedroom 3 Floors :Hardwood
  • Bedroom 3 Window Treatments :Yes
  • Cool :CentrlElec,CeilPadFan
  • Directions :Oaklandon Rd from 67 to Old Orchard Dr, take Right on Brandon Dr to 1st left on Meadow
  • Garage :Yes
  • Fuel :Gas
  • Heat :ForcedAir
  • Inspection Warranties :Not Applicable
  • Lot Number :101
  • Lot Size :0.00 AC
  • Eating Area :DinComb/KT,BrkfstBar
  • Dining Room Floors :Hardwood
  • Dining Room Window Treatments :Yes
  • Family Room Floors :Carpeting
  • Family Room Window Treatments :Yes
  • Kitchen Floors :Hardwood
  • Kitchen Window Treatments :Yes
  • Living Room Floors :Hardwood
  • Living Room Window Treatments :Yes
  • Master Bedroom Floors :Hardwood
  • Master Bedroom Window Treatmen :Yes
  • Num Of Rooms :7
  • Solid Waste :No
  • Main SqFt :1491
  • SqFt Main Upper :1491
  • Optional Level Below Grade :No Basement
  • Township :Lawrence
  • Utility Options :GasConn,CableConn
  • Water Heater :Gas
  • Utility Prim Water Source :MunWtrConn
  • Appliances :Dishwasher,Refrigratr
  • Equipment :SmokeAlarm
  • Total Baths :2
  • Foundation :Crawl
  • Interior :HrdwdFloor
  • Exterior :Brick
  • Lifestyles :Detached
  • New Construction :Resale/Previously Occupied
  • ADOM :2
  • LADOM :2
  • Disclosure Other :Defects/NN

Rooms

Dimension

Description

Dining Room(12 X 10)N/A
Family Room(21 X 11)N/A
Kitchen(13 X 12)N/A
Living Room(19 X 13)N/A
Master Bedroom(19 X 11)N/A
Second Bedroom(15 X 9)N/A
Third Bedroom(9 X 9)N/A
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Fishers HUD homes for sale

Looking for HUD homes in Fishers Indiana? HUD homes are typically some of the most economical way to purchase a new home. They will typically require a good cleaning at the minimum, but some will require much more extensive work. HUD homes in Fishers will be no exception. One good thing that you will get with HUD homes in Fishers is that you will  have a close location to most everything you could want to do. Fishers is close to down town, and shopping. There are movie theaters, and restaurants nearby as well. If you are looking to buy a new HUD home in Fishers be sure to give us a call. 
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6868 W BURLINGTON DR, MCCORDSVILLE, IN 46055


6868 W BURLINGTON DR, MCCORDSVILLE, IN 46055

Listing: 21214575

Listed by: Re/Max Realty One

Description:

Terrific opportunity offered with this home, Fantastic floor plan, offers living room and great room with fireplace opening to spacious eat in kitchen, with large pantry.Upstairs offers loft bonus room, Master suite with master bath featuring garden tubwalk in closet. Not too much to do here to make this home move in ready, All on large lot Great neighborhood, Immed possession


Property Features

  • Area :3006-Hancock - Buck Creek
  • Basement :No
  • Bath Areas :3.0
  • Full Baths Upper :2
  • Half Baths Main :1
  • Bedroom 2 Floors :Carpeting
  • Bedroom 2 Window Treatments :No
  • Bedroom 3 Floors :Carpeting
  • Bedroom 3 Window Treatments :No
  • Cool :CentrlElec
  • Directions :From Mt. Comfort Rd and County Rd 600 North, go west to the entrance of stansbury, take stansbury blvd around the roundabout to stansbury blvd and then turn right on burlington
  • Fireplace Description :GasLog
  • Fireplaces :1
  • Garage :Yes
  • Fuel :Gas
  • Heat :ForcedAir
  • Inspection Warranties :Not Applicable
  • Mandatory Fee :250
  • Lot Number :372
  • Lot Size :88x125
  • Mandatory Fee Paid :Annually
  • Eating Area :DinComb/KT
  • Great Room Floors :Carpeting
  • Great Room Window Treatments :No
  • Kitchen Floors :Vinyl
  • Kitchen Window Treatments :No
  • Living Room Floors :Carpeting
  • Living Room Window Treatments :No
  • Master Bedroom Floors :Carpeting
  • Master Bedroom Window Treatmen :No
  • Optional Room 1 :Loft
  • Optional Room 1 Floors :Carpeting
  • Optional Rm 1 Window Treatmnts :No
  • Num Of Rooms :10
  • Solid Waste :No
  • Main SqFt :1170
  • SqFt Main Upper :2707
  • Optional Level Below Grade :No Basement
  • Township :Buck Creek
  • Water Heater :Gas
  • Utility Prim Water Source :MunWtrConn
  • Appliances :None
  • Equipment :SmokeAlarm
  • Total Baths :3
  • Foundation :Slab
  • Interior :WalkInClos,WinVinyl
  • Exterior :VinylBrick
  • Lifestyles :Detached
  • Porch :PatioOpen
  • New Construction :Resale/Previously Occupied
  • Mandatory Fee Includes :MaintCommon,PrkPlygrnd,RemvlSnow
  • ADOM :11
  • LADOM :10
  • Disclosures :HUD-Owned
  • Disclosure Other :None

Rooms

Dimension

Description

Second Bedroom(11 X 10)N/A
Third Bedroom(10 X 10)N/A
Great Room(20 X 23)N/A
Kitchen(12 X 15)N/A
Living Room(12 X 17)N/A
Master Bedroom(16 X 17)N/A
Optional Room 1(17 X 18)N/A
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Find HUD Homes in McCordsville Indiana for sale

HUD homes in McCordsville Indiana for sale.

Are you looking to buy a
HUD home in McCordsville? Looking for just a good deal in 46055? HUDhomes.mobi is your destination for the best HUD homes for sale in McCordsville Indiana. Second to non, HUDhomes.mobi is your premiere website for mobile devices to search for a HUD home! There may not always be a bunch of listings, but for the latest and greatest, be sure and check out the communities tab on HUDhomes.mobi and click on McCordsville!

Search now! HUD Homes for sale in McCordsville, located for your convenience all on one easy to remember domain, HUDhomes.mobi!
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720 S. Rangeline Road Unit #701, Carmel, IN 46032



720 S. Rangeline Road Unit #701,  Carmel, IN 46032

Listing: 21195994

Listed by: CENTURY 21 Rasmussen Company

This unit embodies the ultimate penthouse living experience! Terraces and roof gardens surround the unit giving almost every room a good connection between interior and exterior space. There are elevated ceilings in the kitchen and library/office. A great deal of privacy for the interior spaces since most of the unit is protected from outside viewers by the terraces and gardens. THIS IS A PRIVATE ISLAND IN THE SKY!You won't believe the view of Carmel,the Western sky,and views of the City Center!


Property Features

  • Area :2910-Hamilton - Clay
  • Basement :No
  • Bath Areas :3.0
  • Full Baths Main :3
  • Bedroom 2 Floors :Carpeting
  • Bedroom 2 Window Treatments :No
  • Bedroom 3 Floors :Carpeting
  • Bedroom 3 Window Treatments :No
  • Cool :CentrlElec
  • Directions :The Carmel City Center is a 15 acre site bounded by Rangeline Road to the east, City Center Drive to the north, 3rd Avenue to the west, and Monon Green Blvd. to the south.
  • Garage :Yes
  • Fuel :Electric
  • Heat :ForcedAir
  • Inspection Warranties :General
  • Mandatory Fee :1027
  • Lot Size :0.00
  • Mandatory Fee Paid :Monthly
  • Breakfast Room Floors :Hardwood
  • Breakfast Rm Window Treatments :No
  • Eating Area :SeparateRm
  • Dining Room Floors :Hardwood
  • Dining Room Window Treatments :No
  • Great Room Floors :Hardwood
  • Great Room Window Treatments :No
  • Kitchen Floors :Hardwood
  • Kitchen Window Treatments :No
  • Master Bedroom Floors :Hardwood
  • Master Bedroom Window Treatmen :No
  • Num Of Rooms :9
  • Solid Waste :Yes
  • Main SqFt :3796
  • SqFt Main Upper :3796
  • Optional Level Below Grade :No Basement
  • Township :Clay
  • Water Heater :Electric
  • Utility Prim Water Source :MunWtrConn
  • Appliances :None
  • Equipment :ElevCommon
  • Condo Location :BldgCommonEntry
  • Construction Stage :SeeRemarks
  • Total Baths :3
  • Foundation :See Remarks
  • Interior :HrdwdFloor
  • Exterior :Brick
  • Builder Project Contr Name :Pedcor Companies
  • Lifestyles :Attached,PentHouse
  • New Construction :Permit Filed
  • Mandatory Fee Includes :AssocHmOwn,EntryComm,MaintCommon,ProfMgmt,RemvlTrash,InsBldHaz
  • Unit Entry Level :7
  • Floor Number :7
  • ADOM :158
  • LADOM :157
  • Disclosure Other :CovntsRestrct,Other

Rooms

Dimension

Description

Second Bedroom(15 X 13)N/A
Third Bedroom(19 X 18)N/A
Breakfast Room(11 X 13)N/A
Dining Room(14 X 12)N/A
Great Room(28 X 24)N/A
Kitchen(18 X 12)N/A
Master Bedroom(22 X 13)N/A
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New homes in Carmel Indiana

Are you looking to move to Carmel Indiana? Looking to get a 46033 or 46032 zip code? Well, do I have a great website to search for these homes. Please take your time browsing the real estate in this prestigious neighborhood. You can find homes built from 2009 to 2013 in Carmel Indiana.  Newer homes require less work and maintenance in most cases, that is why you will find people who want move in ready homes will prefer newer homes. Homes built from 2009 and later will also give you the peace of mind that the mechanicals of the home are in good shape to. Newer homes in Carmel Indiana for sale include muli-million dollar high rise condos over looking the Carmel theatre in the arts district.  Be sure to look at all Carmel has to offer in the new homes category. If you ever have any real estate questions about Carmel Indiana, feel free to ask! 
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640 New York ST, Indianapolis, IN 46202


640 New York ST,  Indianapolis, IN 46202

Listing Number: 21215737

Listed by: RE/MAX Advanced Realty

BEAUTIFUL 3 BEDROOM 2 BATH ATTACHED SINGLE FAMILY PROPERTY. GREAT HARDWOOD FLOORS IN HOME, FIREPLACE, AND A CONVENIENT DOWNTOWN LOCATION. 640 SIDE OF THE PROPERTY INCLUDED ONLY.


Property Features

  • Area :4912-Marion - Center Ne
  • Basement :Yes
  • Bath Areas :2.0
  • Full Baths Upper :2
  • Bedroom 2 Floors :Carpeting
  • Bedroom 2 Window Treatments :No
  • Bedroom 3 Floors :Carpeting
  • Bedroom 3 Window Treatments :No
  • Cool :CentrlElec
  • Directions :Meridian St to New York then East to Home
  • Fireplaces :1
  • Garage :No
  • Fuel :Gas
  • Heat :ForcedAir
  • Inspection Warranties :Not Applicable
  • Lot Size :23x100
  • Eating Area :FormalDR
  • Dining Room Floors :Hardwood
  • Dining Room Window Treatments :No
  • Kitchen Floors :Hardwood
  • Kitchen Window Treatments :No
  • Living Room Floors :Hardwood
  • Living Room Window Treatments :No
  • Master Bedroom Floors :Carpeting
  • Master Bedroom Window Treatmen :No
  • Optional Room 1 :DenLibrary
  • Optional Room 1 Floors :Carpeting
  • Optional Rm 1 Window Treatmnts :No
  • Num Of Rooms :7
  • Solid Waste :No
  • Main SqFt :987
  • SqFt Main Upper :1935
  • Optional Level Below Grade :Basement
  • Township :Center NE
  • Water Heater :Gas
  • Utility Prim Water Source :MunWtrConn
  • Appliances :None
  • Equipment :Not Applicable
  • Total Baths :2
  • Foundation :Basement-Block
  • Interior :HrdwdFloor
  • Exterior :Wood
  • Lifestyles :Attached
  • New Construction :Resale/Previously Occupied
  • ADOM :3
  • LADOM :2
  • Disclosures :BankOwned
  • Disclosure Other :As-Is

Rooms

Dimension

Description

Dining Room(14 X 12)N/A
Kitchen(16 X 12)N/A
Living Room(14 X 13)N/A
Master Bedroom(16 X 12)N/A
Optional Room 1(13 X 12)N/A
Second Bedroom(14 X 12)N/A
Third Bedroom(15 X 9)N/A
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